The regular instalments as per the earlier schedule will commence at the end of the moratorium period. Terms and conditions apply. Explore Hdfc Home Loan Openings In Your Desired Locations Now! We pioneered housing   Skip to main content Give Missed Call For New Home Loan: +91 9289200017 The page you are looking for is not available in . Home PAY Cards, Bill Pay Evaluate your finances, plan down payment and make your dream home a reality. TruFixed Loan – 2 Year Fixed Rate Variant, *The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and are subject to change at the time of disbursement. HDFC shall not be held liable or responsible for such terms and/or conditions on the https://www.cibil.com/creditscore/cibilscore-form-hdfcltd that you may agree to abide by. HDFC offers eligible customers HDFC plot loans with interest rates ranging from 7.05% p.a. Our Loan Expert can meet you at your doorstep. Existing customer can give a missed call for service related queries at 092120 05599, For new loan enquires give a missed call on 09289200017, Give Missed Call For New Home Loan: +91 9289200017, ACH E-Mandate Registration with Debit Card and Net Banking (Selected Banks), Interest Rate / Repayment details (Variable Loans), https://myscore.cibil.com/CreditView/enrollConsolidated.page?enterprise=HDFCLTD&offer=HDFCLTD01, https://www.cibil.com/creditscore/cibilscore-form-hdfcltd, https://www.cibil.com/creditscore/cibilscore-form- hdfcltd, non-receipt of Credit Score/Report from CIBIL, accessing, reading, viewing, providing or using any information or material to or of the. What is the maximum purchase price I can afford? 3. This initiative has been undertaken by HDFC for the visitors accessing www.hdfc.com and/or any social media platform, digital advertisements of HDFC available in public domain, who may intend to apply for a home loan from HDFC, with the objective of providing an expeditious access for availing your Credit Scores/Report directly from CIBIL, being a product offered by CIBIL for such purpose. Apply for HDFC Home Loan to avail quick processing and attractive interest rates. Any information or document that you may provide to CIBIL shall be so provided by you at your risk and responsibility, and HDFC shall not be deemed to have checked, verified or authenticated the factual correctness of the same. HDFC disburses loans for under construction properties in installments based on the progress of construction. Happy experience. Delayed payment of interest or EMI shall render the customer liable to pay additional interest up to 24% per annum. HDFC shall not be liable/responsible or be held liable/responsible for any loss or damage arising directly, indirectly or incidentally from or as a result of the following: • unavailability of the https://myscore.cibil.com/CreditView/enrollConsolidated.page?enterprise=HDFCLTD&offer=HDFCLTD01 and/or the payment gateway and technical operation/fault thereof, • non-receipt of Credit Score/Report from CIBIL, • accessing, reading, viewing, providing or using any information or material to or of the https://www.cibil.com/creditscore/cibilscore-form- hdfcltd and or the payment gateway. HDFC shall, under no circumstances, address any dissatisfaction, concern, grievance, dispute, demands, suit, actions or other proceedings arising out of your transaction with CIBIL and HDFC shall have no role or responsibility at any point in time, towards resolving such concern, grievance or dispute, suit, actions or other proceedings. All co-applicants need not be co-owners. Couldn't find what you were looking for? Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc. ‎HDFC Home Loans Mobile App is a one stop shop for all the informational and transactional services related to loans, around your home, with HDFC. You can now apply for a home loan online in 4 simple steps with HDFC’s quick and easy apply online module. You can take the following steps to improve your chances of getting a home loan, Last 6 months' Bank Statements, showing salary credits, Copy of the Allotment Letter / Buyer Agreement, Receipt/(s) of payment/(s) made to the developer, Title Deeds including previous chain of the property documents, Receipt/(s) of initial payment/(s) made to the seller, Copy of the agreement to sell (if already executed), Copy of the plans, approved by the Local Authorities, Construction estimate by an Architect / Civil engineer, Employment Contract / Appointment Letter in case current employment is less than year old, Last 6 months' Bank Statements showing repayment of any ongoing loans. CIN L70100MH1977PLC019916, Give us a missed call on 90040 90040 to start chatting. Phone Number: 91 (22) 66636000 Miss Call Service Number: 91 9289200017 Other Retail Prime Lending Rate (RPLR) is 16.10% w.e.f 10th November, 2020, Retail Prime Lending Rate (RPLR) - Non Housing is 9.70% w.e.f. Fill in the balance details – your date of birth and password and click on ‘Submit’. Fees on account of external opinion from advocates/technical valuers, as the case may be, is payable on an actual basis as applicable to a given case. This is an optional payment and will help customers to reduce their liability. This is an optional payment and will help customers to reduce their liability. You will be taken to the loan application form where the details you have already provided (such as your name, email ID, etc) will be prefilled. For people like us with a busy schedule hassle-free service online without visiting the bank was really a lifesaver. Definitely I will recommend HDFC for home loan requirement. progress begin at home. HDFC shall be at liberty to withdraw/remove such facility from its website at any point in time without any further notice. The average customer rating of SBI is higher than all other banks. 12th June, 2020. * These rates are as on today, Tuesday 26 Jan 2021, 10:48 PM IST, Or, please fill in your details to get the detailed quote, "Appreciate the quick service and understanding at HDFC Housing Finance", For inquiries/suggestions or any queries pertaining to HDFC Bank Click Here. Adding Co-Applicant helps in maximizing the loan amount. of the property will have to be co-applicants. With a low-interest rate and long repayment tenure, HDFC ensures a comfortable home loan EMI for you. We're sorry but career-site doesn't work properly without JavaScript enabled. HDFC Home Loan Processing Fees Prepayment and Other Charges Processing Fees - Up to 0.50% of the loan amount or 3,000 whichever is higher Prepayment Charges Adjustable Rate Home Loans - No prepayment charges for this category of Home Loans, but if a company or firm is a co-applicant, charges of 2% plus GST will apply. Expert legal and technical counselling to help you make the right home buying decision, Loans for purchase of properties from Development Authorities such as DDA, MHADA etc, Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes, Attractive Home Loan interest rates that make your Home Loan affordable and easier on your pocket, Integrated branch network for availing and servicing the loan anywhere in India. The Home Loan interest rates above are linked to HDFC's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. from loan approval to till now that is disbursement. The following points need to be kept in mind before applying for a home loan online, Check your loan eligibility before starting your home loan application, Avoid making an application for an adhoc loan amount without checking your eligibility, Go through the list of documents required and keep them ready before starting your online application process. HDFC Ltd offers a wide range of loan products such as Home Loans for new and resale properties, Home Improvement/Extension Loans, Loan Against Property Balance To avail of our Conversion Facility and to discuss the various available options either click here to allow us to call you back or log on to our Online Access for Existing Customers, to get your Home Loan account information 24x7. E.g. Hassle free. Is there a Woman Co-Owner in the Property? Such a smooth execution of the application. Avail best interest rates on your home loan! Excellent service and processes. HDFC Ltd is one of India’s leading housing finance companies. Please Click here to go to Homepage of version. HDFC's home loan calculator helps you calculate your Home Loan Emi with ease. Loan against Property (LAP): It is a loan against fully constructed, freehold residential and commercial properties for: Personal and Business Needs(other than for speculative purposes) like marriage, medical expenses and child's education etc. HDFC Ltd is the most trusted housing finance company in India. Pay Processing Fee If you choose to proceed further, you shall be authorizing HDFC representatives to connect with you via contact details that you may provide, notwithstanding anything to the contrary that may be contained anywhere, including any registration for DNC/ NDNC. With a low-interest rate and long repayment tenure, HDFC ensures a comfortable home loan EMI for you. It’s preferable to complete the loan application process in one go and not in stages. Home Loan eligibility is dependent on factors such as your monthly income, current age, credit score, fixed monthly financial obligations, credit history, retirement age etc. Looking for more funding/ need some help? All loans are at the sole discretion of HDFC Ltd. For further details regarding the loan slabs and interest rates above Click Here, Step 1: Visit the website of the online home loan provider – https://www.hdfc.com. All proposed owners Further, under such circumstances, there shall be no claim, recourse or remedy against HDFC, whatsoever. Applied for a home loan? Step 8: Select the loan product you would like to apply for. The app offers a wide range of services for existing as well as prospective customers.… Make sure you provide all the details that the loan provider will need to process your application. Here is an indicative list of the home loan fees and charges/ outgoings that are payable depending on the nature of the loan availed (*): Up to 0.50% of the loan amount or ₹3,000 whichever is higher, plus applicable taxes. Create a space of your own with HDFC Home Loans. At HDFC, we understand that a home is not just a place to stay. Thankyou for immediate response on each stage of process. The EMI of SBI is lower at around Rs 600 on a loan for 30 yrs whereas HDFC with a minimum EMI of Rs 665 for 30 yrs. Your co-operation will help us in serving you better. Note: An … Other important factors include your age, qualification, number of dependants, your spouse's income (if any), assets & liabilities, savings history and the stability & continuity of occupation. Calculate the EMI that you will be required to pay for your home loan with our easy to understand home loan EMI calculator. c) The customer will be required to submit such documents that HDFC may deem fit & proper to ascertain the source of funds at the time of pre-payment of the loan. SURF offers an option where the repayment schedule is linked to the expected growth in your income. Home loans are offered for a tenure of 1 year to 25 years. With this option you get a longer repayment tenure of up to 30 years. Adding Women Co-Owner helps in getting better interest rate. For Self-Employed Non-Professionals: You can take advantage of this facility by paying a nominal fee and opt for either reducing your monthly instalment (EMI) or loan tenure. Is there a Woman Co-Owner in the Property? You and your team did a very well done work in current on going situation of Covid-19 through online. On exiting the HDFC Website, and prior to using the https://www.cibil.com/creditscore/cibilscore-form-hdfcltd, you are advised to refer, read and understand all terms and conditions, which are specific to such website. Appreciate the proactive approach specially considering the COVID situation. Avail best interest rates on your home loan! The maximum period of repayment of a loan shall be up to 30 years for the Telescopic Repayment Option under the Adjustable Rate Home Loan. 12th June, 2020. You can take advantage of this facility by paying a nominal fee and opt for either reducing your monthly instalment (EMI) or loan tenure. Such prepayments would need to be made from the own sources* of the Borrower. Step 3: To find out the loan amount you are eligible for, click on ‘Check Eligibility’. to 8.10% p.a. However, the National Housing Bank does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company. Be clear about the type of loan you need (home loan, home improvement loan, plot loan, etc.). All documents to be self attested. Calculate the EMI that you will be required to pay for your home loan with our easy to understand home loan EMI calculator. Our Loan Expert can meet you at your doorstep, Interest Rate Range for the past quarter for advances granted to individual borrowers, Individual Housing: (July 2020 - Sept 2020 Quarter), Individual Non-Housing: (July 2020 - Sept 2020 Quarter). What's the maximum funding and the loan payment term? Couldn't find what you were looking for? A copy of the policy can be obtained by customers from the concerned branch on request. While we shall continue to serve customers at our offices, in the interest of everyone’s health and safety, kindly visit our offices only in case it is absolutely necessary. for 1+3, enter 4. This program aims to turn young graduates into highly-trained, well-groomed, customer-facing personnel. The EMI calculator is useful in planning your cashflows for servicing your home loan. HDFC Ltd Signs MOU with CII’s Indian Green Building Council (IGBC) to Promote Green Building Initiatives, HDFC's Unaudited Financial Results for the quarter ended September 30, 2020, HDFC Ltd assists more than 2,00,000 first time homebuyers under PMAY, HDFC's Unaudited Financial Results for the quarter ended June 30, 2020. HDFC has not entered into any partnership, agency, tie-in and/or joint product arrangement with CIBIL. The customer shall pay the premium amounts directly to the insurance provider, promptly and regularly so as to keep the policy / policies alive at all times during the pendency of the loan. Solve this simple math problem and enter the result. This option provides you the flexibility to increase the EMIs every year in proportion to the increase in your income which will result in you repaying the loan much faster. Get Loan Approval. The following options of conversion are available to an existing customer of HDFC: HDFC’s customers who have opted for moratorium on their instalment payments over the last few months, now have an option to make an adhoc payment towards the dues that accrued during the moratorium period. Top Up Loans: Loans that can be availed for personal and professional needs(other than for speculative purposes) like marriage, Child's education, business expansion, debt consolidation etc. With some lenders offering home loan rates below 7% and realty firms stepping up on discounts, property purchases have picked up. The page you are looking for is not available in . Security for loan above INR 7.5 lakh. HDFC Home Loans are easy to apply with simple documentation and transparent process. Tangible collaterals like residential property, car, etc. Step 4: Under the ‘Basic information’ tab, select the type of loan you are looking for (home loan, home improvement loan, plot loans, etc.). Sign Up / Register I. It is much more than that. HDFC Bank announced its Financial Results (Indian GAAP) for the quarter, posting a 15.1% increase in the Net Int Income to Rs. HDFC’s end to end online home loan solutions, integrated branch network across the county and 24X7 online assistance can make your home owning journey, a memorable one. Dreams, growth and   0.5% of principal outstanding and undisbursed amount (if any) plus taxes at the time of Conversion. For all loans sanctioned only to individual borrowers, no prepayment charges shall be payable on account of part or full prepayments made through any sources. I really appreciate it. Generally, pre-approved loans are taken prior to property selection and are valid for a period of 6 months from the date of sanction of the loan. Plot Purchase Loan: Plot purchase loans are availed for purchase of a plot through direct allotment or a second sale transaction as well as to transfer your existing plot purchase loan availed from another bank /financial Institution. Terms and conditions apply. HDFC Home Loans are easy to apply with simple documentation and transparent process. 3 representative offices in Dubai, London & Singapore. You can apply individually or jointly for Home Loans. Your decision to avail your CIBIL Score/Report is completely voluntary and if you do not wish to proceed further, you are advised to close the dialogue box. Very Satisfied with the Loan Process. Hdfc Home Loan Customer Care Address: Hdfc House, H T Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai – 400 020. Kudos the whole team. Keep going on HDFC team. Up to 1.50% of the loan amount or ₹4,500 whichever is higher, plus applicable taxes. Undisbursed amount ( if any ) plus taxes at the time of Conversion and be a part our., salaries, benefits, work-life balance, management, job security, and utilize it you. 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